Smarter Home Financing

for the Human Searching for Answers

We’ve built something special—taking everything we don’t like about the traditional mortgage and redesigning it for the modern home shopper.

Our approach goes beyond just securing a loan. We provide the tools, insights, and strategies to help you make confident, informed decisions before you even apply—ensuring you move into your home with less hassle, less stress, and a smarter financial strategy.

Simple. Transparent.

Tailored to Your Needs.

Let’s be real—rates are higher and home prices aren’t slowing down.

That’s why we made a game-changing move—from retail to the wholesale mortgage marketplace. Now, you get direct access to raw mortgage rate pricing, saving thousands and putting you in a stronger financial position.

In today’s market, every dollar counts—why pay more when you don’t have to? 🚀

No inflated rates. No unnecessary markups. Just transparent, real-time mortgage pricing designed to give you the edge.

Here’s how we’re solving the challenge for our clients:

✅ Compare lower wholesale rates — No credit check required.

✅ See real numbers upfront — No games, no surprises.

✅ Leverage smart financing strategies — Maximize savings.

🔹Start Saving Today!🔹

Check Your Rates Now!

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Be Connected.

Be In.

Be THE Insider.

(415) 212-6451

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Own Your Future, Ignite Your Dreams!

Success begins with a strong will and consistent effort. Every small step brings you closer to your goals. Believe in yourself, embrace challenges, and never give up. Start today and turn your dreams into reality!

MEET THE ORIGINATOR

For over 24 years, I’ve been helping people in Washington & Oregon not just find a mortgage—but find the right mortgage for them.

What sets me apart?

The Lance-A-LOT FACTOR! 😉

Speed, transparency, and empowering through education!

✅ Speed matters. I respond fast because in this market, hesitation can cost you the deal.

✅ Transparency is everything. I make sure you understand every number upfront—no surprises, no hidden fees.

You'll never come across a loan officer more accurate than me—I'd place a wager on it! 💰

✅Education over sales.

I take the time to help you structure your mortgage strategically so you don’t just close on a house—you win financially. I don’t just issue pre-approvals and disappear—I’m in the trenches with you from offer to closing, helping you move fast and make smart decisions every step of the way.

If you’re looking for a mortgage broker who treats your loan like it’s their own, you just found one.

Get started today! 🚀

Accuracy Matters!

Responsive!

Quick Closings

8-14 DAYS, WHOA SNAP!

Lance Morgan | Seattle Wholesale Mortgage

Industry respected, crafted locally...

I Love What I Do.

I live a life of always being "on-call."

I like being available to help—whether it’s a first-time homebuyer with questions at 10 PM or a seasoned investor structuring their next deal—I’ll literally help anyone.

Thinking outside the box is second nature to me. I challenge my own OCD-level need for accuracy daily, because I don’t just want to know the answers—I want to understand how everything works. That’s what makes me different.

Having grown up in a farming family, responsibility wasn’t just expected—it was a way of life. That mindset shaped me into someone who takes reliability to a whole new level.

I know the value I bring to the table, and when you work with me, you’ll see it too.