Welcome to a Better Mortgage Experience

Smarter Home Financing—Tailored to You

We’ve redesigned the mortgage experience to meet the real needs of today's homebuyer. Our transparent approach goes beyond simply securing a loan—we equip you with the tools, insights, and personalized strategies to confidently navigate your home purchase with clarity and ease.

Simple. Transparent. Personal.

Home Loans Made Easy

Meet Lance Morgan | Seattle Wholesale Mortgage Connection

For over 24 years, I’ve proudly helped clients throughout Washington and Oregon not just find a mortgage—but find the right mortgage for their goals.

What sets me apart?

The Lance-A-LOT FACTOR! 😉

Speed, transparency, and empowering through education!

✅ Speed matters: Fast responses, because hesitation can cost you the deal.

✅ Transparency is everything: Clear numbers upfront—no surprises, no hidden fees.

✅ Accuracy: You'll never meet a more accurate loan officer—I’d wager on it! 💰

✅Education over sales: Strategic mortgage guidance to ensure you win financially, from initial offer through closing.

If you want a broker who treats your loan like their own—you've found one.

Quick Closings in 8-14 DAYS! WHOA SNAP! 🚀

Get started today! 🚀

Why Wholesale Matters—Save Thousands!

Rates are higher and home prices aren’t slowing down.
That's why I moved from retail to wholesale lending. You now have direct access to raw mortgage rate pricing, saving thousands.

In today’s market, every dollar counts—why pay more when you don’t have to? 🚀

No inflated rates

No unnecessary markups

Just transparent, real-time pricing designed for your advantage

Here’s how we’re solving the challenge for our clients:

✅ Compare lower wholesale rates — No credit check required.

✅ See real numbers upfront — No games, no surprises.

✅ Leverage smart financing strategies — Maximize savings.

🔹Start Saving Today!🔹

Check Your Rates Now!

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Personal Message from Lance Morgan:

I’m more than just a mortgage broker—I’m your strategic partner dedicated to guiding you through one of life's most significant financial decisions: purchasing a home.

With decades of experience and a passion for continual learning, I expertly navigate the wholesale mortgage marketplace. Each client's unique situation requires tailored financing strategies—it's not just about finding the lowest interest rate; it’s about protecting your financial well-being and maximizing your advantage in every transaction.

My greatest fulfillment comes from empowering you—through valuable insights, favorable negotiations, and creative financial solutions. The referrals I receive from clients, friends, and family are a testament to the trust and relationships we build.

I approach every interaction with patience, generosity, and excellence. Real estate and finance aren’t just my profession; they’re my passion. Let me help you make informed, strategic decisions with clarity, confidence, and peace of mind.

Industry respected, crafted locally—I love what I do.

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Be In.

Be THE Insider.

(415) 212-6451

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Get Started

Own Your Future, Ignite Your Dreams!

Success begins with a strong will and consistent effort. Every small step brings you closer to your goals. Believe in yourself, embrace challenges, and never give up. Start today and turn your dreams into reality!

Industry respected, crafted locally...

I Love What I Do.

I live a life of always being "on-call."

I like being available to help—whether it’s a first-time homebuyer with questions at 10 PM or a seasoned investor structuring their next deal—I’ll literally help anyone.

Thinking outside the box is second nature to me. I challenge my own OCD-level need for accuracy daily, because I don’t just want to know the answers—I want to understand how everything works. That’s what makes me different.

Having grown up in a farming family, responsibility wasn’t just expected—it was a way of life. That mindset shaped me into someone who takes reliability to a whole new level.

I know the value I bring to the table, and when you work with me, you’ll see it too.