I start by understanding how things really work—then I improve them with intention. Over 24 years in mortgage lending, I’ve built a reputation for breaking down complexity into clear options, explaining trade-offs in plain English, and executing cleanly. That mindset began on our family’s 120-acre cherry orchard in The Dalles, Oregon, where, as a teen, I managed 80–110 seasonal workers, overseeing irrigation, fertilizing, pruning, and pest control. By observing weather patterns and adopting high-density planting with precise pruning, we produced fruit prized in overseas markets—a lesson in discipline I bring to every loan.
The same focus guides my lending. I communicate early, plan meticulously, and own outcomes, skills sharpened by closing loans in 48 hours during crises and reviving our family’s honey-pouring facility, set to reopen fall 2025. After my dad, a beekeeper for over 50 years, passed, the shop sat unfinished until I took charge, clearing it out to honor his legacy. As the first in my family to earn degrees in Horticulture and Business Administration (with emphases in computer science and sales), I’m known for figuring it out—building my website, remodeling my home (lighting to landscaping), and serving 14 years as an in-house lender, the go-to solver in firestorms.
If we work together, you’ll have an all-in, discreet partner who empowers first-time buyers and seasoned investors with strategic, stress-free guidance. Clients call the experience “smooth,” “easy,” and “above and beyond,” reflecting my promise to deliver without drama. As the oldest of four boys, I’m driven to leave a positive mark. Beyond business, I cherish freedom—hiking the PNW with my wife Danielle and dog Piper. A cherished tradition: I share a jar of honey from our family facility with each closing, a practice I began years ago and am reviving to honor my father’s beekeeping legacy. Knowing honey bees’ vital role in our world resonates deeply with my family’s values, making this a special way to connect past and present.
Let’s craft a winning mortgage strategy together.
Seattle's Mortgage Guy - Lance Morgan
"Your Home, Your Loan, Our Commitment"
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A Brokerage of:
C2 Financial Corporation
MB#01821025 NMLS#135622
12230 El Camino Real, Suite 100
San Diego, CA 92130
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