Welcome to the

Wholesale Advantage

Why Wholesale Matters

—Save Thousands!

Rates are elevated and prices aren’t slowing. That’s why I moved from retail to wholesale—so you see transparent, competitive pricing without padded margins. 🚀

✅ No inflated rates
✅ No unnecessary markups
✅ Transparent, real-time pricing designed for your advantage

Here’s how we’re solving the challenge for our clients

✔️ Compare lower wholesale rates — No credit check required

(When you choose to apply, we’ll do a soft pull where available; a hard pull may be required to lock and close.)

✔️ See real numbers upfront— No games, no surprises.

✔️ Leverage smart financing strategies —— permanent rate buydowns and structured offers that maximize savings.

National Home Affordability Counseling Day!

Home affordability has become an increasingly important topic across America. With the cost of living and housing on the rise, more buyers and homeowners are finding it challenging to secure mortgages that are both realistic and sustainable.

In 2023, I opened a branch with C2 Financial to represent the wholesale mortgage marketplace, where lower-priced home loans are found. Participating in National Home Affordability Counseling Day is one more way I’m putting that commitment into action—by offering focused, one-on-one counseling sessions to help you understand your options and build a smarter plan for your next move.

Backed by National Media Coverage

Yahoo Finance: C2 Financial Turns Talk into Action with National Home Affordability Counseling Day
Associated Press: C2 Financial Turns Talk into Action with National Home Affordability Counseling Day
Benzinga: C2 Financial Turns Talk into Action with National Home Affordability Counseling Day
Investor's Hangout: C2 Financial's Initiative to Enhance Homeownership Opportunities
WDHN: C2 Financial Turns Talk into Action with National Home Affordability Counseling Day

Who This Is For

Homebuyers who want to understand how much home they can truly afford
Homeowners wondering if refinancing, MI removal, or restructuring their loan makes sense
First-time buyers who need clear, unbiased guidance before taking to a builder or agent.
Move-up / downsize buyers trying to navigate today's higher rate environment

What We'll Cover in Your Session

Your budget, comfort payment, and true all-in housing cost
How wholesale rates compare to retail mortgage companies and online lender options
Opportunities to reduce or remove mortgage insurance (MI/PMI).
How to structure closing costs, seller credits, and points for the best breakeven
A basic roadmap for your next 3-12 months, based on your timeline.

Book Your Home Affordability Session

Spots for National Home Affordability Counseling Day are limied. Click the button below to reserve your free session and get a custom affordability game plan built around your numbers.